FREQUENTLY ASKED QUESTIONS ABOUT
SALARY SACRIFICE CAR SCHEME

In short? It’s another way to get behind the wheel and drive a brand-new Suzuki.
A Salary Sacrifice car scheme lets you exchange part of your gross salary for a fully maintained (and usually insured) car. Because the cost comes out of your pay before tax, it can be a more cost-effective way to get behind the wheel, especially if you’re choosing an electric or low-emission model.
Good for employees. Good for the business. Good Different.
You agree to give up a fixed amount of your gross monthly salary in return for your car. That reduces your taxable income, which could mean savings on Income Tax and National Insurance.
The result? For many drivers, the monthly cost can work out lower than personal leasing or traditional finance, without the usual faff.
Plenty…
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Potentially lower monthly costs thanks to tax efficiencies (20%, 40% or 45%, depending on your tax band)
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One simple monthly payment — easy to manage, easy to budget
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No unexpected servicing, maintenance or insurance bills
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Access to very low Benefit in Kind (BIK) rates on electric vehicles
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No deposit required — so you can skip the big upfront payment and keep your cash where it belongs
Most salary sacrifice schemes include:
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Road tax
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Insurance
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Servicing and maintenance
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Breakdown cover
All wrapped up in one fixed monthly cost. No surprises. No hidden extras. Just straightforward driving.
Eligibility depends on your employer and the scheme they offer. Most permanent employees can take part, as long as the salary reduction doesn’t take earnings below the National Minimum Wage.
A quick check with your employer will tell you all you need to know.
Benefit in Kind is the tax you pay when you receive a benefit through your employer, like a company car.
Electric vehicles currently attract much lower BIK rates (currently 3% until March 2026) than petrol or diesel models, which makes them highly cost-effective and especially appealing through salary sacrifice. Rates are set by HMRC and can change over time, but for now, EVs are very much in the sweet spot.
Because it’s a genuinely good idea.
Salary sacrifice schemes help employers:
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Support sustainability and net-zero ambitions
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Offer a valuable, modern employee benefit
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Keep costs predictable and administration straightforward
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Potentially reduce Employer National Insurance contributions
For many drivers, particularly those choosing electric vehicles, salary sacrifice can offer better overall value than personal leasing.
That said, it depends on your tax position, your employer’s scheme and your personal circumstances.
If you like predictable monthly costs, low-emission driving and a hassle-free package that does exactly what it says on the tin, then yes, salary sacrifice could be great fit.
A quick chat with your employer or scheme provider will help you decide.
A lower gross salary might impact pension contributions and, in some cases, other benefits or mortgage borrowing capacity.
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Speak to your employer to check your eligibility
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Visit your local Suzuki dealer to book a test drive in the e Vitara
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Once approved, nominate your chosen Suzuki dealer through your salary sacrifice provider to take care of delivery and handover
No fuss. No fluff. Just that Good Different feeling, right from the start.
FIND YOUR LOCAL DEALER
Locate your nearest Suzuki dealer to explore the range, book a test drive and discuss part exchange options.